Chime Financial, Inc.

Chime is a financial technology company that offers fee-free, online-only checking and savings accounts through its partner banks, The Bancorp Bank or Stride Bank, N.A.. It focuses on providing accessible banking with features like early direct deposits, no monthly or overdraft fees, and a secured credit builder card to help users manage money efficiently. Chime generates revenue primarily through interchange fees, which are fees charged to merchants when customers use their Chime debit or credit cards.